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Terms and Conditions

Please read the following Terms and Conditions before using LocalFinancialAdvice.co.uk. By using this website you agree to be bound by its terms. Use of our site includes accessing, browsing, or submitting an enquiry on our site.

LocalFinancialAdvice.co.uk is an independent marketing website which acts as an introducer to 'whole of market' companies who offer specialist Independent Financial Advice. Each company is authorised and regulated by the Financial Conduct Authority (FCA). LocalFinancialAdvice.co.uk are not authorised to give advice and we are not liable for any financial advice provided by, or obtained through a third party.

The information published on this website is for information purposes only. This site has been approved for compliance purposes by a Firm of Independent Financial Advisors who are authorised and regulated by the Financial Conduct Authority.

1. Use of this site

The rights in the designs, pictures, logos, photographs and content of this site are owned by or licensed to LocalFinancialAdvice.co.uk. They are protected by copyright, trademarks and other intellectual property rights. You may not copy, reproduce, modify, distribute, republish, display, post or transmit any part of this site without the written permission of LocalFinancialAdvice.co.uk. You may view or print individual pages only for your own personal use.

2. Liability

The site is for your personal use and is not to be used for any commercial purpose. As a result, LocalFinancialAdvice.co.uk can not be responsible under any circumstances for your loss of profits arising under or in connection with:

  • use of, or inability to use, our site; or
  • use of or reliance on any content displayed on our site.

If you are a business user, please note that in particular, we can not be liable for:

  • loss of profits, sales, business, or revenue;
  • business interruption;
  • loss of anticipated savings;
  • loss of business opportunity, goodwill or reputation;
  • any indirect or consequential loss or damage.

While we strive to keep the site online and in full working order at all times, we cannot promise that the site will be uninterrupted or entirely error free. Because of the nature of the internet, the site is provided on an "as available" basis. LocalFinancialAdvice.co.uk will not be responsible to you if we are unable to provide the site for any reason beyond our control.

Similarly, though we strive to place online security at the highest priority, we can not guarantee that our site will be secure or free from bugs or viruses. You should use your own virus protection software to secure your computer against online threats.

3. Content and advertisements

This site also provides links to and content from other internet sites and resources. Because LocalFinancialAdvice.co.uk has no control over these sites and resources, you acknowledge and agree that we are not responsible for the availability of these external sites or resources, do not endorse and are not responsible for any content, advertising products, services or other materials on or available from these sites or resources. External links are provided for your information only.

4. Data protection and privacy

Any details which you provide to us from which we can identify you are held and processed in accordance with our Privacy Policy.

In the Privacy Policy you will find:

  • The information we collect
  • Why we collect it
  • How we store and process it
  • How you can manage your data rights

5. Changes to the terms

LocalFinancialAdvice.co.uk may change the site or these terms at any time. If you use the site after LocalFinancialAdvice.co.uk has changed the terms you will be bound by the new terms.

6. Governing law and jurisdiction

These terms and your use of this site are governed by and construed in accordance with the laws of England and Wales and any disputes will be decided only by the Courts of England and Wales.

7. Vouchers

Your voucher will be sent to you electronically using the email address provided. You’re eligible to receive your voucher once you’ve had your initial consultation with the financial advisor we connect you with.

We’ll confirm contact with the advisor, and your initial consultation after 28 days from your initial consultation. This is the advisor’s legal allowable time for them to be in first contact with you.

Once your initial consultation attendance has been confirmed, your voucher will be dispatched.

Vouchers will not be paid on mortgage, debt, equity release, or final salary transfer enquiries.

8. Referrals

Occasionally we run referral campaigns with vouchers offered to referees and referrers. 

These vouchers will be issued to both parties once initial consultation attendance has been confirmed between the referee and a partner financial adviser. 

The same terms and conditions from section 7: 'Vouchers' apply to any referral campaign.

In the case of prize draws, prizes will only drawn after a minimum number of entrants is reached.

 

Contact us

If you have any questions or concerns about these terms and conditions, please email enquiries@localfinancialadvice.co.uk or call us on 0800 008 6169 to speak to a member of our team.